Anyone aged 65 or older, certain younger individuals with disabilities, and people with End-Stage Renal Disease (ESRD) qualify for Medicare.

Hospital insurance (covers inpatient hospital stays, skilled nursing, and hospice care). Medical insurance (covers doctor visits, outpatient care, and preventive services). Medicare Advantage.Prescription drug coverage

Most people are automatically enrolled at 65 if they receive Social Security benefits. If not, you can enroll during your Initial Enrollment Period, which starts three months before your 65th birthday and lasts for seven months.

Yes! Many people have both Medicare and private insurance (such as employer coverage or a Medicare Supplement plan) to help with additional costs.

Medicare does not cover routine dental, vision, hearing aids, cosmetic procedures, or long-term care. A Medicare Supplement or Advantage Plan may help cover some of these costs.

You may qualify for Medicare Savings Programs, Extra Help for prescriptions, or a Medicare Advantage plan with lower out-of-pocket costs. We can help you find the best options!

Original Medicare (Parts A & B) is government-run, while Medicare Advantage (Part C) is offered by private insurers and often includes extra benefits like dental, vision, and wellness programs.

Yes! You can switch plans during the Annual Enrollment Period (Oct 15 - Dec 7) or during a Special Enrollment Period if you qualify due to life changes like moving or losing employer coverage.

Yes, but only if you enroll in a Medicare Part D plan or a Medicare Advantage plan that includes drug coverage.

Choosing the right plan depends on your health needs, budget, and preferred doctors. We offer FREE consultations to help you find the best Medicare plan for you!